Your disposable income is the money you’ve available to spend as you please. You could set a few of it aside for a few months to save up for a ring purchase, or use it to determine how much you presumably can borrow and pay again if you wish to finance a ring. You could have heard one thing about spending two, or even three months’ salary on a diamond engagement ring. Considering a median wage in the United States of about $36,000, that’s a $6,000 to $9,000 ring, a fairly nice piece of knickknack.
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As nicely as providing fantastic security to the central diamond, a prong setting can be used in varied kinds of engagement rings and permits an abundance of sunshine to hit the diamond. A private loan could presumably be an option if saving cash or using a 0% APR credit card is out of the query. Just ensure you’ve read the fantastic print and are comfy with the repayment plan.